Frequently Asked Questions

We work hard to get our customers behind the wheel of the vehicle of their dreams with as little fuss as possible. We’ll help you get approved for the auto loan you need at the terms and rate that work best for you and your budget.

You will have contact from one of our experienced Finance Managers within 24 hours, except on Sunday. Usually, our clients receive a call within 1 hour of applying.

Yes. Once you apply, email your proof of income and drivers license (or any photo ID) to This way the income verification, and identification verification can be completed before you are contacted.

All you have to do is email their contact information to with the subject as RERERRAL. Make sure you put your contact information as well in the same email. If they take advantage of their Flex Financing we will contact you and send you an interact email or mail you a cheque up to $500. (depending on vehicle chosen)

The rates start at a 4.99% Fixed Rate, open ended loan with no penalty for prepayment. If you know you have good credit, Flex Financial will still deliver the vehicle right to your door for free.

Having a 2nd loan has no bearing at all on the purchase and financing of a 2nd vehicle.

Yes you do still qualify, under some of our finance programs past or current debt is not taking into account. In short, you approved based on your monthly income to which we calculate what amount you are approved.

Although most major area’s are serviced,  some banks may not consider all area’s for financing one of our representative can determine this quickly.

In many cases it my be beneficial to purchase a vehicle prior to filing and just not include it in your filing. Of course getting proper professional advise is always recommended.

In-House Guaranteed Finance Options Available

Over 15 Lender’s available to assure the best possible approval. Apply now to check your loan option.


Bad Credit Car Loan

We work with all types of credit, so whether yours is good, bad, or non-existent, we’ll help you get approved.